Need help financing your HDFC co-op purchase? Go to our vendor directory to see a full list of lenders.

HomeOwnership Lending, a subsidiary of UHAB, provides home loans exclusively to purchasers in limited-equity housing co-ops, including HDFCs and Mitchell Lamas. With decades of experience in affordable housing, HomeOwnership Lending understands the needs of the limited-equity co-op community.


The Lending You Home program was designed with a comprehensive knowledge of low- and moderate-income borrowers’ needs and aims to make truly affordable housing an attainable dream. An important part of our mission is to make sure that all New Yorkers, and particularly people of color, have equal access to owning a home.

Homeownership Lending is designed with a comprehensive knowledge of low- and moderate-income borrowers’ needs and aims to make truly affordable housing an attainable dream.

HomeOwnership Lending offers:

Personalized service • Fixed interest rate • 15 year term loans
Low closing costs • No hidden fees • Fast approval
Purchase & refinance loans • Minimum credit score: 640
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You can contact HomeOwnership Lending at (212) 479-3368 or hol@uhab.org or visit homeownershiplending.org.